Capstone Deposit Products
Capstone Micro-wealth Savings (CMS)
Capstone Target Savings (CTS)
Capstone Savings Account (CSA)
Capstone Mega Savings Account (CMSA)
Capstone Group Account (CGA)
Capstone Catch Them Young (CCTY)
Capstone Apprentice Support Scheme (CASS)
CAPSTONE SAVINGS ACCOUNT (CSA)
Designed to encourage saving culture.
Features:
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Minimum account opening of 500Naira
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An interest rate of 2% per annum
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Access to loan
CAPSTONE MICRO-WEALTH SAVINGS (CMS)
The product is designed for traders especially market women, artisans, cooperatives and other self-employed individuals.
FEATURES:
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A minimum tenor of three (3) months daily savings without withdrawal.
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Fixed minimum daily contribution.
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Two (2) % higher than the prevailing interest rate.
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Can also serve as collateral for loan.
CAPSTONE CATCH THEM YOUNG (CCTY)
To save towards the future needs of the children
FEATURES
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Minimum account opening balance of N2,000
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Minimum monthly lodgment of N5000
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1% interest rate above the prevailing rate
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Maximum withdrawal once a month
BENEFITS
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Access to loan pay school fees repayable within 3 months
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Membership of CCTY club
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Annual Scholarship of N10,000
CAPSTONE GROUP ACCOUNT (CGA)
Designed to meet the needs of an organized group of people like associations and cooperatives
FEATURES:
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The group will open the account
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Members are required to open individual accounts with minimum account opening balance
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Free financial advisory services
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Group guarantee to be used as collateral for loan
CAPSTONE TARGET SAVINGS (CTS)
The product is designed for target savers aiming to save for a purpose such as school fees, rent or vacation.
Features:
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A minimum tenor of six (6) months daily, weekly or monthly savings without withdrawal.
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Five (5) % higher than the prevailing interest rate.
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Can also serve as collateral for the loan.
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Eligible for quarterly Promos
CAPSTONE MEGA SAVINGS ACCOUNT CAPSTONE (CMSA)
This product is designed for medium-income earners
FEATURES
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Minimum account opening balance of N20,000
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2% higher than the prevailing interest rate
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The account holder must have regular monthly savings for a minimum period of 3 months
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The account holder is eligible to twice the amount saved as a loan
BENEFITS
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Access to loans repayable within 3 months
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Membership of Capstone Membership Club
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The account holder is eligible for prepaid card issuance
CAPSTONE APPRENTICE SUPPORT SCHEME (CASS)
This is designed to build a solid foundation for the apprentice’s future.
FEATURES
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Minimum daily contribution
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Can access loan up to 200% of saving at the end of the apprenticeship period
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Maximum tenor of 1 year
